Our Services
Our Financial Planning Services
At Charleston Financial Planning Consultants, we offer independent advice and management in the following areas to help you achieve your financial goals:
- Investment Planning: Maximize returns and manage risk based on your unique goals and risk tolerance.
- Retirement Planning: Develop a strategy to ensure you save enough for a comfortable retirement.
- Risk Management: Protect your family and assets with tailored insurance solutions.
- Estate Planning: Minimize estate taxes and preserve wealth for future generations.
Special Needs Planning
We understand the unique challenges of planning for a loved one with special needs. Our goal is to help families preserve government benefits (SSI, Medicaid) and create financial strategies that ensure lifetime care. Services include:
- Preserving Government Benefits: Learn how to protect eligibility for critical programs.
- Legal & Financial Guidance: Establish special needs trusts and create a Letter of Intent.
- Lifetime Care Planning: Assess your loved one's needs and determine the financial resources required for quality care.
Debra L. Nelson, MSFS, CFP®, CASl®, a certified Special Needs Planner, has the expertise to guide you through this complex process. We'll work with you to assess your family’s situation and provide options for securing your dependent’s future care.
Why Choose Us?
With professional guidance, you can feel confident about your financial future. We help you:
- Implement Tax Strategies*: Work with your advisors to minimize taxes and keep more of your money.
- Achieve Personal Milestones: Whether it’s buying a home, retiring early, or funding education, we help you reach your financial goals.
- Design Custom Strategies: From investing to insurance, we create solutions that align with your unique needs.
*We will work with you and your tax and legal advisors to help you select the appropriate products and investments to ensure your plan fits your circumstances.
